business finance
We don't just understand business loans, we are passionate about them!
Lending solutions that work for you
Tailored lending for every stage of your business journey
Fast, easy online application with instant decision, if eligible1
Help from our specialists when you need it
Startup Funding
Starting or buying a business and not quite sure where to start?
It is a good thing you found us!
Obtaining funding for a new business or startup can be more involved than for an existing business.
The lender will want to see that you have a well thought out plan on how you will make it a successful business.
To help tell that story, you will need a few key documents:
A business plan
A cashflow forecast
If you’re not familiar with these documents, don’t stress.
We can assist you with templates and help provide some insight and guidance on preparing a business plan.
A good accountant can play a pivotal role in helping you put your cash flow forecast together.
Cashflow And Working Capital
expending your business and short of cash?
A common solution for many businesses is an overdraft, or as it is also known, a business line of credit.
It operates like a pool of money that you can draw on at any time and make repayments as you need to. Interest will accrue on the amount you have drawn, not the total limit.
Cash flow is king when it comes to running a business.
Overdrafts can be exceptionally useful as a buffer to help with wages, operating costs, invoices or stock purchases.
Interest rates are often higher than a structured business loan, so it is not advisable to fund longer-term expenses.